LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,124
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,554
−HK$2,469/mo
Today · 4.125%
HK$83,023
baseline
▲ 0.50% · 4.625%
HK$88,074
+HK$5,051/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,046/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,912
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,243
−HK$2,364/mo
Today · 4.125%
HK$91,607
baseline
▲ 0.50% · 4.625%
HK$96,436
+HK$4,829/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,214/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,748
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,664
−HK$2,963/mo
Today · 4.125%
HK$99,627
baseline
▲ 0.50% · 4.625%
HK$105,689
+HK$6,062/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$199,254/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,294
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,091
−HK$2,838/mo
Today · 4.125%
HK$109,929
baseline
▲ 0.50% · 4.625%
HK$115,723
+HK$5,794/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$219,858/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,373
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,775
−HK$3,457/mo
Today · 4.125%
HK$116,232
baseline
▲ 0.50% · 4.625%
HK$123,304
+HK$7,072/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,464/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,676
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,940
−HK$3,310/mo
Today · 4.125%
HK$128,250
baseline
▲ 0.50% · 4.625%
HK$135,010
+HK$6,760/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,500/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,622
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$144,997
−HK$4,444/mo
Today · 4.125%
HK$149,441
baseline
▲ 0.50% · 4.625%
HK$158,534
+HK$9,093/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$298,882/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,441
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,637
−HK$4,256/mo
Today · 4.125%
HK$164,893
baseline
▲ 0.50% · 4.625%
HK$173,585
+HK$8,692/mo
Deposit HK$3.43M · loan HK$30.83M · min. income ≈ HK$329,786/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,087 · Scale 2, in force from 26 Feb 2026)