LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,126
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,556
−HK$2,469/mo
Today · 4.125%
HK$83,025
baseline
▲ 0.50% · 4.625%
HK$88,077
+HK$5,052/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,050/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,914
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,245
−HK$2,365/mo
Today · 4.125%
HK$91,610
baseline
▲ 0.50% · 4.625%
HK$96,439
+HK$4,829/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,220/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,751
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,667
−HK$2,963/mo
Today · 4.125%
HK$99,630
baseline
▲ 0.50% · 4.625%
HK$105,692
+HK$6,062/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$199,260/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,297
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,094
−HK$2,838/mo
Today · 4.125%
HK$109,932
baseline
▲ 0.50% · 4.625%
HK$115,726
+HK$5,794/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$219,864/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,376
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,778
−HK$3,457/mo
Today · 4.125%
HK$116,235
baseline
▲ 0.50% · 4.625%
HK$123,307
+HK$7,072/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,470/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,680
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,943
−HK$3,311/mo
Today · 4.125%
HK$128,254
baseline
▲ 0.50% · 4.625%
HK$135,014
+HK$6,760/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,508/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,626
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$145,000
−HK$4,445/mo
Today · 4.125%
HK$149,445
baseline
▲ 0.50% · 4.625%
HK$158,538
+HK$9,093/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$298,890/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,445
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,641
−HK$4,256/mo
Today · 4.125%
HK$164,897
baseline
▲ 0.50% · 4.625%
HK$173,589
+HK$8,692/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$329,794/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,126 · Scale 2, in force from 26 Feb 2026)