LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,127
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,557
−HK$2,469/mo
Today · 4.125%
HK$83,026
baseline
▲ 0.50% · 4.625%
HK$88,078
+HK$5,052/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,052/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,916
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,247
−HK$2,364/mo
Today · 4.125%
HK$91,611
baseline
▲ 0.50% · 4.625%
HK$96,440
+HK$4,829/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,222/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,752
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,669
−HK$2,963/mo
Today · 4.125%
HK$99,632
baseline
▲ 0.50% · 4.625%
HK$105,694
+HK$6,062/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$199,264/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,299
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,096
−HK$2,838/mo
Today · 4.125%
HK$109,934
baseline
▲ 0.50% · 4.625%
HK$115,728
+HK$5,794/mo
Deposit HK$13.70M · loan HK$20.56M · min. income ≈ HK$219,868/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,378
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,780
−HK$3,457/mo
Today · 4.125%
HK$116,237
baseline
▲ 0.50% · 4.625%
HK$123,310
+HK$7,073/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,474/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,682
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,945
−HK$3,311/mo
Today · 4.125%
HK$128,256
baseline
▲ 0.50% · 4.625%
HK$135,016
+HK$6,760/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,512/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,629
−HK$8,818/mo
▼ 0.25% · 3.875%
HK$145,003
−HK$4,444/mo
Today · 4.125%
HK$149,447
baseline
▲ 0.50% · 4.625%
HK$158,541
+HK$9,094/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$298,894/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,448
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,644
−HK$4,256/mo
Today · 4.125%
HK$164,900
baseline
▲ 0.50% · 4.625%
HK$173,593
+HK$8,693/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$329,800/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,152 · Scale 2, in force from 26 Feb 2026)