LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,131
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,561
−HK$2,469/mo
Today · 4.125%
HK$83,030
baseline
▲ 0.50% · 4.625%
HK$88,082
+HK$5,052/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,060/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,920
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,251
−HK$2,365/mo
Today · 4.125%
HK$91,616
baseline
▲ 0.50% · 4.625%
HK$96,445
+HK$4,829/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,232/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,757
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,673
−HK$2,963/mo
Today · 4.125%
HK$99,636
baseline
▲ 0.50% · 4.625%
HK$105,699
+HK$6,063/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$199,272/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,303
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,101
−HK$2,838/mo
Today · 4.125%
HK$109,939
baseline
▲ 0.50% · 4.625%
HK$115,734
+HK$5,795/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$219,878/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,383
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,785
−HK$3,457/mo
Today · 4.125%
HK$116,242
baseline
▲ 0.50% · 4.625%
HK$123,315
+HK$7,073/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$232,484/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,687
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,951
−HK$3,311/mo
Today · 4.125%
HK$128,262
baseline
▲ 0.50% · 4.625%
HK$135,023
+HK$6,761/mo
Deposit HK$10.28M · loan HK$23.98M · min. income ≈ HK$256,524/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,635
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$145,010
−HK$4,444/mo
Today · 4.125%
HK$149,454
baseline
▲ 0.50% · 4.625%
HK$158,548
+HK$9,094/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$298,908/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,455
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$160,651
−HK$4,257/mo
Today · 4.125%
HK$164,908
baseline
▲ 0.50% · 4.625%
HK$173,601
+HK$8,693/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$329,816/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,220 · Scale 2, in force from 26 Feb 2026)