LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,137
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,568
−HK$2,469/mo
Today · 4.125%
HK$83,037
baseline
▲ 0.50% · 4.625%
HK$88,090
+HK$5,053/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,074/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,927
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,258
−HK$2,365/mo
Today · 4.125%
HK$91,623
baseline
▲ 0.50% · 4.625%
HK$96,453
+HK$4,830/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,246/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,765
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,682
−HK$2,963/mo
Today · 4.125%
HK$99,645
baseline
▲ 0.50% · 4.625%
HK$105,708
+HK$6,063/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$199,290/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,312
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,110
−HK$2,838/mo
Today · 4.125%
HK$109,948
baseline
▲ 0.50% · 4.625%
HK$115,744
+HK$5,796/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$219,896/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,392
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,795
−HK$3,457/mo
Today · 4.125%
HK$116,252
baseline
▲ 0.50% · 4.625%
HK$123,326
+HK$7,074/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,504/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,698
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,962
−HK$3,311/mo
Today · 4.125%
HK$128,273
baseline
▲ 0.50% · 4.625%
HK$135,034
+HK$6,761/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,546/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,647
−HK$8,820/mo
▼ 0.25% · 3.875%
HK$145,022
−HK$4,445/mo
Today · 4.125%
HK$149,467
baseline
▲ 0.50% · 4.625%
HK$158,562
+HK$9,095/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$298,934/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,469
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$160,665
−HK$4,257/mo
Today · 4.125%
HK$164,922
baseline
▲ 0.50% · 4.625%
HK$173,616
+HK$8,694/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$329,844/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,345 · Scale 2, in force from 26 Feb 2026)