LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,142
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,573
−HK$2,470/mo
Today · 4.125%
HK$83,043
baseline
▲ 0.50% · 4.625%
HK$88,096
+HK$5,053/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$166,086/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,933
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,264
−HK$2,365/mo
Today · 4.125%
HK$91,629
baseline
▲ 0.50% · 4.625%
HK$96,459
+HK$4,830/mo
Deposit HK$17.13M · loan HK$17.13M · min. income ≈ HK$183,258/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,771
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,688
−HK$2,963/mo
Today · 4.125%
HK$99,651
baseline
▲ 0.50% · 4.625%
HK$105,715
+HK$6,064/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$199,302/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,319
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,117
−HK$2,838/mo
Today · 4.125%
HK$109,955
baseline
▲ 0.50% · 4.625%
HK$115,751
+HK$5,796/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$219,910/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,399
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,802
−HK$3,458/mo
Today · 4.125%
HK$116,260
baseline
▲ 0.50% · 4.625%
HK$123,334
+HK$7,074/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,520/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,706
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,970
−HK$3,311/mo
Today · 4.125%
HK$128,281
baseline
▲ 0.50% · 4.625%
HK$135,043
+HK$6,762/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,562/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,656
−HK$8,821/mo
▼ 0.25% · 3.875%
HK$145,032
−HK$4,445/mo
Today · 4.125%
HK$149,477
baseline
▲ 0.50% · 4.625%
HK$158,572
+HK$9,095/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$298,954/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,479
−HK$8,454/mo
▼ 0.25% · 3.875%
HK$160,675
−HK$4,258/mo
Today · 4.125%
HK$164,933
baseline
▲ 0.50% · 4.625%
HK$173,627
+HK$8,694/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$329,866/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,439 · Scale 2, in force from 26 Feb 2026)