LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,147
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,578
−HK$2,470/mo
Today · 4.125%
HK$83,048
baseline
▲ 0.50% · 4.625%
HK$88,101
+HK$5,053/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,096/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,938
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,270
−HK$2,365/mo
Today · 4.125%
HK$91,635
baseline
▲ 0.50% · 4.625%
HK$96,465
+HK$4,830/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,270/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,777
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,694
−HK$2,963/mo
Today · 4.125%
HK$99,657
baseline
▲ 0.50% · 4.625%
HK$105,721
+HK$6,064/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$199,314/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,326
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,124
−HK$2,838/mo
Today · 4.125%
HK$109,962
baseline
▲ 0.50% · 4.625%
HK$115,758
+HK$5,796/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$219,924/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,406
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,809
−HK$3,458/mo
Today · 4.125%
HK$116,267
baseline
▲ 0.50% · 4.625%
HK$123,341
+HK$7,074/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,534/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,713
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,977
−HK$3,312/mo
Today · 4.125%
HK$128,289
baseline
▲ 0.50% · 4.625%
HK$135,051
+HK$6,762/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,578/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,665
−HK$8,821/mo
▼ 0.25% · 3.875%
HK$145,040
−HK$4,446/mo
Today · 4.125%
HK$149,486
baseline
▲ 0.50% · 4.625%
HK$158,582
+HK$9,096/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$298,972/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,488
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$160,685
−HK$4,258/mo
Today · 4.125%
HK$164,943
baseline
▲ 0.50% · 4.625%
HK$173,637
+HK$8,694/mo
Deposit HK$3.43M · loan HK$30.84M · min. income ≈ HK$329,886/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,528 · Scale 2, in force from 26 Feb 2026)