LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,151
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,582
−HK$2,470/mo
Today · 4.125%
HK$83,052
baseline
▲ 0.50% · 4.625%
HK$88,105
+HK$5,053/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,104/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,942
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,274
−HK$2,365/mo
Today · 4.125%
HK$91,639
baseline
▲ 0.50% · 4.625%
HK$96,470
+HK$4,831/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,278/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,781
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,698
−HK$2,964/mo
Today · 4.125%
HK$99,662
baseline
▲ 0.50% · 4.625%
HK$105,726
+HK$6,064/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$199,324/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,331
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,129
−HK$2,838/mo
Today · 4.125%
HK$109,967
baseline
▲ 0.50% · 4.625%
HK$115,764
+HK$5,797/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$219,934/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,411
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,815
−HK$3,457/mo
Today · 4.125%
HK$116,272
baseline
▲ 0.50% · 4.625%
HK$123,347
+HK$7,075/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,544/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,719
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,983
−HK$3,312/mo
Today · 4.125%
HK$128,295
baseline
▲ 0.50% · 4.625%
HK$135,058
+HK$6,763/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,590/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,672
−HK$8,821/mo
▼ 0.25% · 3.875%
HK$145,047
−HK$4,446/mo
Today · 4.125%
HK$149,493
baseline
▲ 0.50% · 4.625%
HK$158,589
+HK$9,096/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$298,986/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,496
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$160,693
−HK$4,258/mo
Today · 4.125%
HK$164,951
baseline
▲ 0.50% · 4.625%
HK$173,646
+HK$8,695/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$329,902/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,598 · Scale 2, in force from 26 Feb 2026)