LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,154
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,585
−HK$2,470/mo
Today · 4.125%
HK$83,055
baseline
▲ 0.50% · 4.625%
HK$88,109
+HK$5,054/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,110/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,946
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,277
−HK$2,366/mo
Today · 4.125%
HK$91,643
baseline
▲ 0.50% · 4.625%
HK$96,474
+HK$4,831/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,286/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,785
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,702
−HK$2,964/mo
Today · 4.125%
HK$99,666
baseline
▲ 0.50% · 4.625%
HK$105,730
+HK$6,064/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$199,332/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,335
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,133
−HK$2,839/mo
Today · 4.125%
HK$109,972
baseline
▲ 0.50% · 4.625%
HK$115,768
+HK$5,796/mo
Deposit HK$13.71M · loan HK$20.56M · min. income ≈ HK$219,944/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,416
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,819
−HK$3,458/mo
Today · 4.125%
HK$116,277
baseline
▲ 0.50% · 4.625%
HK$123,352
+HK$7,075/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,554/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,724
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,988
−HK$3,312/mo
Today · 4.125%
HK$128,300
baseline
▲ 0.50% · 4.625%
HK$135,063
+HK$6,763/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,600/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,677
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$145,053
−HK$4,446/mo
Today · 4.125%
HK$149,499
baseline
▲ 0.50% · 4.625%
HK$158,596
+HK$9,097/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$298,998/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,502
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$160,699
−HK$4,258/mo
Today · 4.125%
HK$164,957
baseline
▲ 0.50% · 4.625%
HK$173,653
+HK$8,696/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$329,914/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,656 · Scale 2, in force from 26 Feb 2026)