LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,160
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,591
−HK$2,470/mo
Today · 4.125%
HK$83,061
baseline
▲ 0.50% · 4.625%
HK$88,115
+HK$5,054/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,122/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,952
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,284
−HK$2,366/mo
Today · 4.125%
HK$91,650
baseline
▲ 0.50% · 4.625%
HK$96,481
+HK$4,831/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,300/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,792
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,709
−HK$2,964/mo
Today · 4.125%
HK$99,673
baseline
▲ 0.50% · 4.625%
HK$105,738
+HK$6,065/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$199,346/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,342
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,141
−HK$2,839/mo
Today · 4.125%
HK$109,980
baseline
▲ 0.50% · 4.625%
HK$115,777
+HK$5,797/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$219,960/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,424
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,827
−HK$3,459/mo
Today · 4.125%
HK$116,286
baseline
▲ 0.50% · 4.625%
HK$123,361
+HK$7,075/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,572/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,733
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$124,998
−HK$3,312/mo
Today · 4.125%
HK$128,310
baseline
▲ 0.50% · 4.625%
HK$135,073
+HK$6,763/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,620/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,688
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$145,064
−HK$4,446/mo
Today · 4.125%
HK$149,510
baseline
▲ 0.50% · 4.625%
HK$158,607
+HK$9,097/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$299,020/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,514
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$160,711
−HK$4,258/mo
Today · 4.125%
HK$164,969
baseline
▲ 0.50% · 4.625%
HK$173,665
+HK$8,696/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$329,938/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,762 · Scale 2, in force from 26 Feb 2026)