LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,161
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,592
−HK$2,471/mo
Today · 4.125%
HK$83,063
baseline
▲ 0.50% · 4.625%
HK$88,117
+HK$5,054/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,126/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,954
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,286
−HK$2,365/mo
Today · 4.125%
HK$91,651
baseline
▲ 0.50% · 4.625%
HK$96,482
+HK$4,831/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,302/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,793
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,711
−HK$2,964/mo
Today · 4.125%
HK$99,675
baseline
▲ 0.50% · 4.625%
HK$105,740
+HK$6,065/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$199,350/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,344
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,143
−HK$2,839/mo
Today · 4.125%
HK$109,982
baseline
▲ 0.50% · 4.625%
HK$115,779
+HK$5,797/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$219,964/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,426
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,829
−HK$3,459/mo
Today · 4.125%
HK$116,288
baseline
▲ 0.50% · 4.625%
HK$123,363
+HK$7,075/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$232,576/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,735
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$125,000
−HK$3,312/mo
Today · 4.125%
HK$128,312
baseline
▲ 0.50% · 4.625%
HK$135,075
+HK$6,763/mo
Deposit HK$10.28M · loan HK$23.99M · min. income ≈ HK$256,624/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,690
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$145,066
−HK$4,447/mo
Today · 4.125%
HK$149,513
baseline
▲ 0.50% · 4.625%
HK$158,610
+HK$9,097/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$299,026/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,516
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$160,714
−HK$4,258/mo
Today · 4.125%
HK$164,972
baseline
▲ 0.50% · 4.625%
HK$173,668
+HK$8,696/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$329,944/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,788 · Scale 2, in force from 26 Feb 2026)