LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,165
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,596
−HK$2,471/mo
Today · 4.125%
HK$83,067
baseline
▲ 0.50% · 4.625%
HK$88,121
+HK$5,054/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,134/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,958
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,290
−HK$2,366/mo
Today · 4.125%
HK$91,656
baseline
▲ 0.50% · 4.625%
HK$96,487
+HK$4,831/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,312/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,798
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,716
−HK$2,964/mo
Today · 4.125%
HK$99,680
baseline
▲ 0.50% · 4.625%
HK$105,745
+HK$6,065/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$199,360/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,349
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,148
−HK$2,839/mo
Today · 4.125%
HK$109,987
baseline
▲ 0.50% · 4.625%
HK$115,784
+HK$5,797/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$219,974/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,431
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,835
−HK$3,458/mo
Today · 4.125%
HK$116,293
baseline
▲ 0.50% · 4.625%
HK$123,369
+HK$7,076/mo
Deposit HK$10.28M · loan HK$24.00M · min. income ≈ HK$232,586/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,741
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$125,006
−HK$3,312/mo
Today · 4.125%
HK$128,318
baseline
▲ 0.50% · 4.625%
HK$135,082
+HK$6,764/mo
Deposit HK$10.28M · loan HK$24.00M · min. income ≈ HK$256,636/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,697
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$145,073
−HK$4,447/mo
Today · 4.125%
HK$149,520
baseline
▲ 0.50% · 4.625%
HK$158,618
+HK$9,098/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$299,040/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,524
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$160,722
−HK$4,258/mo
Today · 4.125%
HK$164,980
baseline
▲ 0.50% · 4.625%
HK$173,677
+HK$8,697/mo
Deposit HK$3.43M · loan HK$30.85M · min. income ≈ HK$329,960/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$1,456,858 · Scale 2, in force from 26 Feb 2026)