LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,178
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,609
−HK$2,471/mo
Today · 4.125%
HK$83,080
baseline
▲ 0.50% · 4.625%
HK$88,135
+HK$5,055/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,160/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,972
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,304
−HK$2,367/mo
Today · 4.125%
HK$91,671
baseline
▲ 0.50% · 4.625%
HK$96,503
+HK$4,832/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,342/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,813
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,731
−HK$2,965/mo
Today · 4.125%
HK$99,696
baseline
▲ 0.50% · 4.625%
HK$105,762
+HK$6,066/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$199,392/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,366
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,165
−HK$2,840/mo
Today · 4.125%
HK$110,005
baseline
▲ 0.50% · 4.625%
HK$115,803
+HK$5,798/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$220,010/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,449
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,853
−HK$3,459/mo
Today · 4.125%
HK$116,312
baseline
▲ 0.50% · 4.625%
HK$123,389
+HK$7,077/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,624/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,760
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,026
−HK$3,313/mo
Today · 4.125%
HK$128,339
baseline
▲ 0.50% · 4.625%
HK$135,104
+HK$6,765/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,678/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,720
−HK$8,824/mo
▼ 0.25% · 3.875%
HK$145,097
−HK$4,447/mo
Today · 4.125%
HK$149,544
baseline
▲ 0.50% · 4.625%
HK$158,643
+HK$9,099/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,088/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,549
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$160,748
−HK$4,259/mo
Today · 4.125%
HK$165,007
baseline
▲ 0.50% · 4.625%
HK$173,705
+HK$8,698/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,014/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,093 · Scale 2, in force from 26 Feb 2026)