LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,179
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,611
−HK$2,471/mo
Today · 4.125%
HK$83,082
baseline
▲ 0.50% · 4.625%
HK$88,137
+HK$5,055/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,164/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,974
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,306
−HK$2,367/mo
Today · 4.125%
HK$91,673
baseline
▲ 0.50% · 4.625%
HK$96,505
+HK$4,832/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,346/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,815
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,733
−HK$2,965/mo
Today · 4.125%
HK$99,698
baseline
▲ 0.50% · 4.625%
HK$105,765
+HK$6,067/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$199,396/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,369
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,168
−HK$2,839/mo
Today · 4.125%
HK$110,007
baseline
▲ 0.50% · 4.625%
HK$115,806
+HK$5,799/mo
Deposit HK$13.71M · loan HK$20.57M · min. income ≈ HK$220,014/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,451
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,856
−HK$3,459/mo
Today · 4.125%
HK$116,315
baseline
▲ 0.50% · 4.625%
HK$123,392
+HK$7,077/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,630/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,763
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,029
−HK$3,313/mo
Today · 4.125%
HK$128,342
baseline
▲ 0.50% · 4.625%
HK$135,107
+HK$6,765/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,684/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,723
−HK$8,824/mo
▼ 0.25% · 3.875%
HK$145,100
−HK$4,447/mo
Today · 4.125%
HK$149,547
baseline
▲ 0.50% · 4.625%
HK$158,647
+HK$9,100/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,094/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,553
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$160,751
−HK$4,260/mo
Today · 4.125%
HK$165,011
baseline
▲ 0.50% · 4.625%
HK$173,709
+HK$8,698/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,022/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,128 · Scale 2, in force from 26 Feb 2026)