LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,184
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,616
−HK$2,471/mo
Today · 4.125%
HK$83,087
baseline
▲ 0.50% · 4.625%
HK$88,143
+HK$5,056/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,174/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,979
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,312
−HK$2,367/mo
Today · 4.125%
HK$91,679
baseline
▲ 0.50% · 4.625%
HK$96,511
+HK$4,832/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,358/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,821
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,740
−HK$2,965/mo
Today · 4.125%
HK$99,705
baseline
▲ 0.50% · 4.625%
HK$105,772
+HK$6,067/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$199,410/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,375
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,175
−HK$2,839/mo
Today · 4.125%
HK$110,014
baseline
▲ 0.50% · 4.625%
HK$115,813
+HK$5,799/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$220,028/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,458
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,863
−HK$3,459/mo
Today · 4.125%
HK$116,322
baseline
▲ 0.50% · 4.625%
HK$123,400
+HK$7,078/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,644/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,771
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,037
−HK$3,313/mo
Today · 4.125%
HK$128,350
baseline
▲ 0.50% · 4.625%
HK$135,116
+HK$6,766/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,700/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,732
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$145,110
−HK$4,447/mo
Today · 4.125%
HK$149,557
baseline
▲ 0.50% · 4.625%
HK$158,657
+HK$9,100/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,114/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,563
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,762
−HK$4,260/mo
Today · 4.125%
HK$165,022
baseline
▲ 0.50% · 4.625%
HK$173,720
+HK$8,698/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,044/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,222 · Scale 2, in force from 26 Feb 2026)