LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,188
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,620
−HK$2,471/mo
Today · 4.125%
HK$83,091
baseline
▲ 0.50% · 4.625%
HK$88,147
+HK$5,056/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,182/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,983
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,316
−HK$2,367/mo
Today · 4.125%
HK$91,683
baseline
▲ 0.50% · 4.625%
HK$96,515
+HK$4,832/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,366/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,825
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,744
−HK$2,965/mo
Today · 4.125%
HK$99,709
baseline
▲ 0.50% · 4.625%
HK$105,776
+HK$6,067/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$199,418/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,380
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,179
−HK$2,840/mo
Today · 4.125%
HK$110,019
baseline
▲ 0.50% · 4.625%
HK$115,818
+HK$5,799/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$220,038/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,463
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,868
−HK$3,459/mo
Today · 4.125%
HK$116,327
baseline
▲ 0.50% · 4.625%
HK$123,405
+HK$7,078/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,654/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,776
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,042
−HK$3,314/mo
Today · 4.125%
HK$128,356
baseline
▲ 0.50% · 4.625%
HK$135,121
+HK$6,765/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,712/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,738
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,116
−HK$4,448/mo
Today · 4.125%
HK$149,564
baseline
▲ 0.50% · 4.625%
HK$158,664
+HK$9,100/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,128/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,570
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,769
−HK$4,260/mo
Today · 4.125%
HK$165,029
baseline
▲ 0.50% · 4.625%
HK$173,727
+HK$8,698/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,058/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,284 · Scale 2, in force from 26 Feb 2026)