LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,188
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,620
−HK$2,471/mo
Today · 4.125%
HK$83,091
baseline
▲ 0.50% · 4.625%
HK$88,147
+HK$5,056/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,182/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,984
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,317
−HK$2,366/mo
Today · 4.125%
HK$91,683
baseline
▲ 0.50% · 4.625%
HK$96,516
+HK$4,833/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,366/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,826
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,745
−HK$2,965/mo
Today · 4.125%
HK$99,710
baseline
▲ 0.50% · 4.625%
HK$105,777
+HK$6,067/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$199,420/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,380
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,180
−HK$2,840/mo
Today · 4.125%
HK$110,020
baseline
▲ 0.50% · 4.625%
HK$115,819
+HK$5,799/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$220,040/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,464
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,869
−HK$3,459/mo
Today · 4.125%
HK$116,328
baseline
▲ 0.50% · 4.625%
HK$123,406
+HK$7,078/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,656/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,777
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,043
−HK$3,313/mo
Today · 4.125%
HK$128,356
baseline
▲ 0.50% · 4.625%
HK$135,122
+HK$6,766/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,712/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,739
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,117
−HK$4,448/mo
Today · 4.125%
HK$149,565
baseline
▲ 0.50% · 4.625%
HK$158,665
+HK$9,100/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,130/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,571
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,770
−HK$4,260/mo
Today · 4.125%
HK$165,030
baseline
▲ 0.50% · 4.625%
HK$173,729
+HK$8,699/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,060/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,295 · Scale 2, in force from 26 Feb 2026)