LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,189
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,621
−HK$2,471/mo
Today · 4.125%
HK$83,092
baseline
▲ 0.50% · 4.625%
HK$88,148
+HK$5,056/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$166,184/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,985
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,318
−HK$2,366/mo
Today · 4.125%
HK$91,684
baseline
▲ 0.50% · 4.625%
HK$96,517
+HK$4,833/mo
Deposit HK$17.14M · loan HK$17.14M · min. income ≈ HK$183,368/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,827
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,746
−HK$2,965/mo
Today · 4.125%
HK$99,711
baseline
▲ 0.50% · 4.625%
HK$105,778
+HK$6,067/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$199,422/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,382
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,181
−HK$2,840/mo
Today · 4.125%
HK$110,021
baseline
▲ 0.50% · 4.625%
HK$115,820
+HK$5,799/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$220,042/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,465
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,870
−HK$3,459/mo
Today · 4.125%
HK$116,329
baseline
▲ 0.50% · 4.625%
HK$123,408
+HK$7,079/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,658/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,779
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,045
−HK$3,313/mo
Today · 4.125%
HK$128,358
baseline
▲ 0.50% · 4.625%
HK$135,124
+HK$6,766/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,716/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,741
−HK$8,825/mo
▼ 0.25% · 3.875%
HK$145,118
−HK$4,448/mo
Today · 4.125%
HK$149,566
baseline
▲ 0.50% · 4.625%
HK$158,667
+HK$9,101/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,132/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,573
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,772
−HK$4,260/mo
Today · 4.125%
HK$165,032
baseline
▲ 0.50% · 4.625%
HK$173,731
+HK$8,699/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,064/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,312 · Scale 2, in force from 26 Feb 2026)