LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,193
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,625
−HK$2,471/mo
Today · 4.125%
HK$83,096
baseline
▲ 0.50% · 4.625%
HK$88,152
+HK$5,056/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,192/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,989
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,322
−HK$2,367/mo
Today · 4.125%
HK$91,689
baseline
▲ 0.50% · 4.625%
HK$96,522
+HK$4,833/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,378/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,831
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,750
−HK$2,966/mo
Today · 4.125%
HK$99,716
baseline
▲ 0.50% · 4.625%
HK$105,783
+HK$6,067/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$199,432/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,387
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,186
−HK$2,840/mo
Today · 4.125%
HK$110,026
baseline
▲ 0.50% · 4.625%
HK$115,826
+HK$5,800/mo
Deposit HK$13.72M · loan HK$20.57M · min. income ≈ HK$220,052/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,470
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,875
−HK$3,460/mo
Today · 4.125%
HK$116,335
baseline
▲ 0.50% · 4.625%
HK$123,413
+HK$7,078/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$232,670/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,784
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,050
−HK$3,314/mo
Today · 4.125%
HK$128,364
baseline
▲ 0.50% · 4.625%
HK$135,130
+HK$6,766/mo
Deposit HK$10.29M · loan HK$24.00M · min. income ≈ HK$256,728/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,747
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,125
−HK$4,448/mo
Today · 4.125%
HK$149,573
baseline
▲ 0.50% · 4.625%
HK$158,674
+HK$9,101/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,146/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,580
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$160,779
−HK$4,260/mo
Today · 4.125%
HK$165,039
baseline
▲ 0.50% · 4.625%
HK$173,739
+HK$8,700/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,078/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,379 · Scale 2, in force from 26 Feb 2026)