LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,199
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,632
−HK$2,471/mo
Today · 4.125%
HK$83,103
baseline
▲ 0.50% · 4.625%
HK$88,160
+HK$5,057/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,206/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,996
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,329
−HK$2,367/mo
Today · 4.125%
HK$91,696
baseline
▲ 0.50% · 4.625%
HK$96,529
+HK$4,833/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,392/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,839
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,758
−HK$2,966/mo
Today · 4.125%
HK$99,724
baseline
▲ 0.50% · 4.625%
HK$105,792
+HK$6,068/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,448/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,395
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,195
−HK$2,840/mo
Today · 4.125%
HK$110,035
baseline
▲ 0.50% · 4.625%
HK$115,835
+HK$5,800/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,070/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,479
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,884
−HK$3,460/mo
Today · 4.125%
HK$116,344
baseline
▲ 0.50% · 4.625%
HK$123,423
+HK$7,079/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$232,688/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,794
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,061
−HK$3,313/mo
Today · 4.125%
HK$128,374
baseline
▲ 0.50% · 4.625%
HK$135,141
+HK$6,767/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$256,748/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,759
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,137
−HK$4,448/mo
Today · 4.125%
HK$149,585
baseline
▲ 0.50% · 4.625%
HK$158,687
+HK$9,102/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$299,170/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,592
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,792
−HK$4,261/mo
Today · 4.125%
HK$165,053
baseline
▲ 0.50% · 4.625%
HK$173,753
+HK$8,700/mo
Deposit HK$3.43M · loan HK$30.86M · min. income ≈ HK$330,106/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,497 · Scale 2, in force from 26 Feb 2026)