LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,201
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$80,633
−HK$2,472/mo
Today · 4.125%
HK$83,105
baseline
▲ 0.50% · 4.625%
HK$88,161
+HK$5,056/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,210/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,998
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,331
−HK$2,367/mo
Today · 4.125%
HK$91,698
baseline
▲ 0.50% · 4.625%
HK$96,531
+HK$4,833/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,396/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,841
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,760
−HK$2,966/mo
Today · 4.125%
HK$99,726
baseline
▲ 0.50% · 4.625%
HK$105,794
+HK$6,068/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,452/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,397
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,197
−HK$2,840/mo
Today · 4.125%
HK$110,037
baseline
▲ 0.50% · 4.625%
HK$115,838
+HK$5,801/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,074/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,481
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,887
−HK$3,460/mo
Today · 4.125%
HK$116,347
baseline
▲ 0.50% · 4.625%
HK$123,426
+HK$7,079/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$232,694/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,797
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,063
−HK$3,314/mo
Today · 4.125%
HK$128,377
baseline
▲ 0.50% · 4.625%
HK$135,144
+HK$6,767/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$256,754/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,762
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,140
−HK$4,449/mo
Today · 4.125%
HK$149,589
baseline
▲ 0.50% · 4.625%
HK$158,691
+HK$9,102/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$299,178/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,596
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,796
−HK$4,260/mo
Today · 4.125%
HK$165,056
baseline
▲ 0.50% · 4.625%
HK$173,757
+HK$8,701/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$330,112/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,528 · Scale 2, in force from 26 Feb 2026)