LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,205
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,638
−HK$2,472/mo
Today · 4.125%
HK$83,110
baseline
▲ 0.50% · 4.625%
HK$88,167
+HK$5,057/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,220/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,003
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,336
−HK$2,367/mo
Today · 4.125%
HK$91,703
baseline
▲ 0.50% · 4.625%
HK$96,537
+HK$4,834/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,406/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,846
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,766
−HK$2,965/mo
Today · 4.125%
HK$99,731
baseline
▲ 0.50% · 4.625%
HK$105,800
+HK$6,069/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,462/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,403
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,203
−HK$2,841/mo
Today · 4.125%
HK$110,044
baseline
▲ 0.50% · 4.625%
HK$115,844
+HK$5,800/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,088/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,488
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,893
−HK$3,460/mo
Today · 4.125%
HK$116,353
baseline
▲ 0.50% · 4.625%
HK$123,433
+HK$7,080/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$232,706/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,804
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,071
−HK$3,313/mo
Today · 4.125%
HK$128,384
baseline
▲ 0.50% · 4.625%
HK$135,152
+HK$6,768/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$256,768/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,770
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,148
−HK$4,449/mo
Today · 4.125%
HK$149,597
baseline
▲ 0.50% · 4.625%
HK$158,700
+HK$9,103/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$299,194/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,605
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,805
−HK$4,261/mo
Today · 4.125%
HK$165,066
baseline
▲ 0.50% · 4.625%
HK$173,767
+HK$8,701/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$330,132/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,613 · Scale 2, in force from 26 Feb 2026)