LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,214
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,647
−HK$2,472/mo
Today · 4.125%
HK$83,119
baseline
▲ 0.50% · 4.625%
HK$88,176
+HK$5,057/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,238/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,012
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,346
−HK$2,367/mo
Today · 4.125%
HK$91,713
baseline
▲ 0.50% · 4.625%
HK$96,548
+HK$4,835/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,426/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,857
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,776
−HK$2,966/mo
Today · 4.125%
HK$99,742
baseline
▲ 0.50% · 4.625%
HK$105,812
+HK$6,070/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,484/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,415
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,215
−HK$2,841/mo
Today · 4.125%
HK$110,056
baseline
▲ 0.50% · 4.625%
HK$115,857
+HK$5,801/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,112/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,500
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,906
−HK$3,460/mo
Today · 4.125%
HK$116,366
baseline
▲ 0.50% · 4.625%
HK$123,447
+HK$7,081/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$232,732/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,817
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,084
−HK$3,315/mo
Today · 4.125%
HK$128,399
baseline
▲ 0.50% · 4.625%
HK$135,167
+HK$6,768/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$256,798/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,785
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,164
−HK$4,450/mo
Today · 4.125%
HK$149,614
baseline
▲ 0.50% · 4.625%
HK$158,717
+HK$9,103/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$299,228/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,622
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$160,823
−HK$4,261/mo
Today · 4.125%
HK$165,084
baseline
▲ 0.50% · 4.625%
HK$173,786
+HK$8,702/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$330,168/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,773 · Scale 2, in force from 26 Feb 2026)