LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,221
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,654
−HK$2,472/mo
Today · 4.125%
HK$83,126
baseline
▲ 0.50% · 4.625%
HK$88,184
+HK$5,058/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,252/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,020
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,354
−HK$2,367/mo
Today · 4.125%
HK$91,721
baseline
▲ 0.50% · 4.625%
HK$96,556
+HK$4,835/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,442/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,865
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,785
−HK$2,966/mo
Today · 4.125%
HK$99,751
baseline
▲ 0.50% · 4.625%
HK$105,821
+HK$6,070/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,502/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,424
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,224
−HK$2,841/mo
Today · 4.125%
HK$110,065
baseline
▲ 0.50% · 4.625%
HK$115,867
+HK$5,802/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,130/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,509
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,915
−HK$3,461/mo
Today · 4.125%
HK$116,376
baseline
▲ 0.50% · 4.625%
HK$123,457
+HK$7,081/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$232,752/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,828
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,095
−HK$3,315/mo
Today · 4.125%
HK$128,410
baseline
▲ 0.50% · 4.625%
HK$135,178
+HK$6,768/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$256,820/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,797
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,177
−HK$4,450/mo
Today · 4.125%
HK$149,627
baseline
▲ 0.50% · 4.625%
HK$158,731
+HK$9,104/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$299,254/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,636
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$160,837
−HK$4,261/mo
Today · 4.125%
HK$165,098
baseline
▲ 0.50% · 4.625%
HK$173,801
+HK$8,703/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$330,196/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,899 · Scale 2, in force from 26 Feb 2026)