LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,222
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,655
−HK$2,472/mo
Today · 4.125%
HK$83,127
baseline
▲ 0.50% · 4.625%
HK$88,185
+HK$5,058/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,254/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,021
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$89,355
−HK$2,367/mo
Today · 4.125%
HK$91,722
baseline
▲ 0.50% · 4.625%
HK$96,557
+HK$4,835/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,444/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,866
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,786
−HK$2,966/mo
Today · 4.125%
HK$99,752
baseline
▲ 0.50% · 4.625%
HK$105,822
+HK$6,070/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,504/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,425
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,226
−HK$2,841/mo
Today · 4.125%
HK$110,067
baseline
▲ 0.50% · 4.625%
HK$115,868
+HK$5,801/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,134/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,510
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,917
−HK$3,460/mo
Today · 4.125%
HK$116,377
baseline
▲ 0.50% · 4.625%
HK$123,459
+HK$7,082/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$232,754/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,829
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,096
−HK$3,315/mo
Today · 4.125%
HK$128,411
baseline
▲ 0.50% · 4.625%
HK$135,180
+HK$6,769/mo
Deposit HK$10.29M · loan HK$24.01M · min. income ≈ HK$256,822/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,799
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,179
−HK$4,449/mo
Today · 4.125%
HK$149,628
baseline
▲ 0.50% · 4.625%
HK$158,733
+HK$9,105/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$299,256/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,637
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$160,838
−HK$4,262/mo
Today · 4.125%
HK$165,100
baseline
▲ 0.50% · 4.625%
HK$173,803
+HK$8,703/mo
Deposit HK$3.43M · loan HK$30.87M · min. income ≈ HK$330,200/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,457,915 · Scale 2, in force from 26 Feb 2026)