LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,232
−HK$4,905/mo
▼ 0.25% · 3.875%
HK$80,665
−HK$2,472/mo
Today · 4.125%
HK$83,137
baseline
▲ 0.50% · 4.625%
HK$88,196
+HK$5,059/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,274/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,032
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,366
−HK$2,368/mo
Today · 4.125%
HK$91,734
baseline
▲ 0.50% · 4.625%
HK$96,569
+HK$4,835/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,468/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,878
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,798
−HK$2,967/mo
Today · 4.125%
HK$99,765
baseline
▲ 0.50% · 4.625%
HK$105,835
+HK$6,070/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$199,530/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,438
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,239
−HK$2,842/mo
Today · 4.125%
HK$110,081
baseline
▲ 0.50% · 4.625%
HK$115,883
+HK$5,802/mo
Deposit HK$13.72M · loan HK$20.58M · min. income ≈ HK$220,162/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,524
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$112,931
−HK$3,461/mo
Today · 4.125%
HK$116,392
baseline
▲ 0.50% · 4.625%
HK$123,474
+HK$7,082/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$232,784/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,845
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,112
−HK$3,315/mo
Today · 4.125%
HK$128,427
baseline
▲ 0.50% · 4.625%
HK$135,197
+HK$6,770/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$256,854/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,817
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,197
−HK$4,450/mo
Today · 4.125%
HK$149,647
baseline
▲ 0.50% · 4.625%
HK$158,753
+HK$9,106/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$299,294/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,657
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$160,859
−HK$4,262/mo
Today · 4.125%
HK$165,121
baseline
▲ 0.50% · 4.625%
HK$173,825
+HK$8,704/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$330,242/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,100 · Scale 2, in force from 26 Feb 2026)