LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,234
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,668
−HK$2,472/mo
Today · 4.125%
HK$83,140
baseline
▲ 0.50% · 4.625%
HK$88,199
+HK$5,059/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$166,280/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,035
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,369
−HK$2,368/mo
Today · 4.125%
HK$91,737
baseline
▲ 0.50% · 4.625%
HK$96,573
+HK$4,836/mo
Deposit HK$17.15M · loan HK$17.15M · min. income ≈ HK$183,474/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,881
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,801
−HK$2,967/mo
Today · 4.125%
HK$99,768
baseline
▲ 0.50% · 4.625%
HK$105,839
+HK$6,071/mo
Deposit HK$13.72M · loan HK$20.59M · min. income ≈ HK$199,536/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,442
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,243
−HK$2,841/mo
Today · 4.125%
HK$110,084
baseline
▲ 0.50% · 4.625%
HK$115,887
+HK$5,803/mo
Deposit HK$13.72M · loan HK$20.59M · min. income ≈ HK$220,168/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,528
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$112,935
−HK$3,461/mo
Today · 4.125%
HK$116,396
baseline
▲ 0.50% · 4.625%
HK$123,479
+HK$7,083/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$232,792/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,849
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,117
−HK$3,315/mo
Today · 4.125%
HK$128,432
baseline
▲ 0.50% · 4.625%
HK$135,202
+HK$6,770/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$256,864/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,822
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,202
−HK$4,450/mo
Today · 4.125%
HK$149,652
baseline
▲ 0.50% · 4.625%
HK$158,758
+HK$9,106/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$299,304/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,663
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$160,864
−HK$4,263/mo
Today · 4.125%
HK$165,127
baseline
▲ 0.50% · 4.625%
HK$173,831
+HK$8,704/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$330,254/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,151 · Scale 2, in force from 26 Feb 2026)