LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,237
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,671
−HK$2,472/mo
Today · 4.125%
HK$83,143
baseline
▲ 0.50% · 4.625%
HK$88,202
+HK$5,059/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,286/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,038
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$89,372
−HK$2,368/mo
Today · 4.125%
HK$91,740
baseline
▲ 0.50% · 4.625%
HK$96,576
+HK$4,836/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,480/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,885
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,805
−HK$2,967/mo
Today · 4.125%
HK$99,772
baseline
▲ 0.50% · 4.625%
HK$105,843
+HK$6,071/mo
Deposit HK$13.72M · loan HK$20.59M · min. income ≈ HK$199,544/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,446
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,247
−HK$2,842/mo
Today · 4.125%
HK$110,089
baseline
▲ 0.50% · 4.625%
HK$115,891
+HK$5,802/mo
Deposit HK$13.72M · loan HK$20.59M · min. income ≈ HK$220,178/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,532
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$112,939
−HK$3,462/mo
Today · 4.125%
HK$116,401
baseline
▲ 0.50% · 4.625%
HK$123,483
+HK$7,082/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$232,802/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,853
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$125,121
−HK$3,316/mo
Today · 4.125%
HK$128,437
baseline
▲ 0.50% · 4.625%
HK$135,207
+HK$6,770/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$256,874/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,827
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$145,207
−HK$4,451/mo
Today · 4.125%
HK$149,658
baseline
▲ 0.50% · 4.625%
HK$158,764
+HK$9,106/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$299,316/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,668
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$160,870
−HK$4,263/mo
Today · 4.125%
HK$165,133
baseline
▲ 0.50% · 4.625%
HK$173,837
+HK$8,704/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$330,266/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,204 · Scale 2, in force from 26 Feb 2026)