LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,240
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$80,674
−HK$2,472/mo
Today · 4.125%
HK$83,146
baseline
▲ 0.50% · 4.625%
HK$88,206
+HK$5,060/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,292/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,041
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,376
−HK$2,368/mo
Today · 4.125%
HK$91,744
baseline
▲ 0.50% · 4.625%
HK$96,580
+HK$4,836/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,488/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,888
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,809
−HK$2,967/mo
Today · 4.125%
HK$99,776
baseline
▲ 0.50% · 4.625%
HK$105,847
+HK$6,071/mo
Deposit HK$13.72M · loan HK$20.59M · min. income ≈ HK$199,552/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,450
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,251
−HK$2,842/mo
Today · 4.125%
HK$110,093
baseline
▲ 0.50% · 4.625%
HK$115,896
+HK$5,803/mo
Deposit HK$13.72M · loan HK$20.59M · min. income ≈ HK$220,186/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,536
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$112,943
−HK$3,462/mo
Today · 4.125%
HK$116,405
baseline
▲ 0.50% · 4.625%
HK$123,488
+HK$7,083/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$232,810/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,858
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,126
−HK$3,315/mo
Today · 4.125%
HK$128,441
baseline
▲ 0.50% · 4.625%
HK$135,212
+HK$6,771/mo
Deposit HK$10.29M · loan HK$24.02M · min. income ≈ HK$256,882/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,832
−HK$8,832/mo
▼ 0.25% · 3.875%
HK$145,213
−HK$4,451/mo
Today · 4.125%
HK$149,664
baseline
▲ 0.50% · 4.625%
HK$158,770
+HK$9,106/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$299,328/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,674
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$160,876
−HK$4,263/mo
Today · 4.125%
HK$165,139
baseline
▲ 0.50% · 4.625%
HK$173,844
+HK$8,705/mo
Deposit HK$3.43M · loan HK$30.88M · min. income ≈ HK$330,278/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,259 · Scale 2, in force from 26 Feb 2026)