LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,251
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,685
−HK$2,473/mo
Today · 4.125%
HK$83,158
baseline
▲ 0.50% · 4.625%
HK$88,218
+HK$5,060/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,316/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,054
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,388
−HK$2,369/mo
Today · 4.125%
HK$91,757
baseline
▲ 0.50% · 4.625%
HK$96,593
+HK$4,836/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,514/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,901
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,822
−HK$2,968/mo
Today · 4.125%
HK$99,790
baseline
▲ 0.50% · 4.625%
HK$105,862
+HK$6,072/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$199,580/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,464
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,266
−HK$2,842/mo
Today · 4.125%
HK$110,108
baseline
▲ 0.50% · 4.625%
HK$115,912
+HK$5,804/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$220,216/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,552
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$112,959
−HK$3,462/mo
Today · 4.125%
HK$116,421
baseline
▲ 0.50% · 4.625%
HK$123,505
+HK$7,084/mo
Deposit HK$10.30M · loan HK$24.02M · min. income ≈ HK$232,842/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,875
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$125,144
−HK$3,315/mo
Today · 4.125%
HK$128,459
baseline
▲ 0.50% · 4.625%
HK$135,231
+HK$6,772/mo
Deposit HK$10.30M · loan HK$24.02M · min. income ≈ HK$256,918/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,852
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,233
−HK$4,452/mo
Today · 4.125%
HK$149,685
baseline
▲ 0.50% · 4.625%
HK$158,793
+HK$9,108/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,370/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,696
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$160,899
−HK$4,263/mo
Today · 4.125%
HK$165,162
baseline
▲ 0.50% · 4.625%
HK$173,868
+HK$8,706/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,324/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,464 · Scale 2, in force from 26 Feb 2026)