LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,257
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,691
−HK$2,473/mo
Today · 4.125%
HK$83,164
baseline
▲ 0.50% · 4.625%
HK$88,224
+HK$5,060/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,328/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,060
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,395
−HK$2,368/mo
Today · 4.125%
HK$91,763
baseline
▲ 0.50% · 4.625%
HK$96,600
+HK$4,837/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,526/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,908
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,829
−HK$2,968/mo
Today · 4.125%
HK$99,797
baseline
▲ 0.50% · 4.625%
HK$105,869
+HK$6,072/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$199,594/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,472
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,274
−HK$2,842/mo
Today · 4.125%
HK$110,116
baseline
▲ 0.50% · 4.625%
HK$115,920
+HK$5,804/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$220,232/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,559
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,967
−HK$3,463/mo
Today · 4.125%
HK$116,430
baseline
▲ 0.50% · 4.625%
HK$123,514
+HK$7,084/mo
Deposit HK$10.30M · loan HK$24.02M · min. income ≈ HK$232,860/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,884
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$125,152
−HK$3,317/mo
Today · 4.125%
HK$128,469
baseline
▲ 0.50% · 4.625%
HK$135,240
+HK$6,771/mo
Deposit HK$10.30M · loan HK$24.02M · min. income ≈ HK$256,938/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,862
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$145,244
−HK$4,451/mo
Today · 4.125%
HK$149,695
baseline
▲ 0.50% · 4.625%
HK$158,804
+HK$9,109/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,390/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,707
−HK$8,467/mo
▼ 0.25% · 3.875%
HK$160,910
−HK$4,264/mo
Today · 4.125%
HK$165,174
baseline
▲ 0.50% · 4.625%
HK$173,880
+HK$8,706/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,348/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,567 · Scale 2, in force from 26 Feb 2026)