LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,257
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,692
−HK$2,473/mo
Today · 4.125%
HK$83,165
baseline
▲ 0.50% · 4.625%
HK$88,225
+HK$5,060/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,330/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,061
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$89,396
−HK$2,368/mo
Today · 4.125%
HK$91,764
baseline
▲ 0.50% · 4.625%
HK$96,601
+HK$4,837/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,528/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,909
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,830
−HK$2,968/mo
Today · 4.125%
HK$99,798
baseline
▲ 0.50% · 4.625%
HK$105,870
+HK$6,072/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$199,596/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,473
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,275
−HK$2,842/mo
Today · 4.125%
HK$110,117
baseline
▲ 0.50% · 4.625%
HK$115,922
+HK$5,805/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$220,234/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,560
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,968
−HK$3,463/mo
Today · 4.125%
HK$116,431
baseline
▲ 0.50% · 4.625%
HK$123,515
+HK$7,084/mo
Deposit HK$10.30M · loan HK$24.02M · min. income ≈ HK$232,862/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,885
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$125,154
−HK$3,316/mo
Today · 4.125%
HK$128,470
baseline
▲ 0.50% · 4.625%
HK$135,242
+HK$6,772/mo
Deposit HK$10.30M · loan HK$24.02M · min. income ≈ HK$256,940/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,863
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$145,245
−HK$4,452/mo
Today · 4.125%
HK$149,697
baseline
▲ 0.50% · 4.625%
HK$158,805
+HK$9,108/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,394/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,709
−HK$8,467/mo
▼ 0.25% · 3.875%
HK$160,912
−HK$4,264/mo
Today · 4.125%
HK$165,176
baseline
▲ 0.50% · 4.625%
HK$173,882
+HK$8,706/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,352/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,583 · Scale 2, in force from 26 Feb 2026)