LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,262
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$80,696
−HK$2,473/mo
Today · 4.125%
HK$83,169
baseline
▲ 0.50% · 4.625%
HK$88,230
+HK$5,061/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,338/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,065
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,400
−HK$2,369/mo
Today · 4.125%
HK$91,769
baseline
▲ 0.50% · 4.625%
HK$96,607
+HK$4,838/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,538/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,914
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,835
−HK$2,968/mo
Today · 4.125%
HK$99,803
baseline
▲ 0.50% · 4.625%
HK$105,876
+HK$6,073/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$199,606/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,478
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,281
−HK$2,842/mo
Today · 4.125%
HK$110,123
baseline
▲ 0.50% · 4.625%
HK$115,928
+HK$5,805/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$220,246/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,566
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,975
−HK$3,462/mo
Today · 4.125%
HK$116,437
baseline
▲ 0.50% · 4.625%
HK$123,522
+HK$7,085/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,874/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,892
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$125,161
−HK$3,316/mo
Today · 4.125%
HK$128,477
baseline
▲ 0.50% · 4.625%
HK$135,249
+HK$6,772/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$256,954/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,871
−HK$8,834/mo
▼ 0.25% · 3.875%
HK$145,253
−HK$4,452/mo
Today · 4.125%
HK$149,705
baseline
▲ 0.50% · 4.625%
HK$158,814
+HK$9,109/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,410/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,718
−HK$8,467/mo
▼ 0.25% · 3.875%
HK$160,921
−HK$4,264/mo
Today · 4.125%
HK$165,185
baseline
▲ 0.50% · 4.625%
HK$173,892
+HK$8,707/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,370/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,663 · Scale 2, in force from 26 Feb 2026)