LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,264
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,699
−HK$2,473/mo
Today · 4.125%
HK$83,172
baseline
▲ 0.50% · 4.625%
HK$88,233
+HK$5,061/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,344/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,068
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,403
−HK$2,369/mo
Today · 4.125%
HK$91,772
baseline
▲ 0.50% · 4.625%
HK$96,609
+HK$4,837/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,544/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,917
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,838
−HK$2,968/mo
Today · 4.125%
HK$99,806
baseline
▲ 0.50% · 4.625%
HK$105,879
+HK$6,073/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$199,612/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,482
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,284
−HK$2,842/mo
Today · 4.125%
HK$110,126
baseline
▲ 0.50% · 4.625%
HK$115,931
+HK$5,805/mo
Deposit HK$13.73M · loan HK$20.59M · min. income ≈ HK$220,252/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,570
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,978
−HK$3,463/mo
Today · 4.125%
HK$116,441
baseline
▲ 0.50% · 4.625%
HK$123,526
+HK$7,085/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,882/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,895
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,164
−HK$3,317/mo
Today · 4.125%
HK$128,481
baseline
▲ 0.50% · 4.625%
HK$135,253
+HK$6,772/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$256,962/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,875
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,257
−HK$4,453/mo
Today · 4.125%
HK$149,710
baseline
▲ 0.50% · 4.625%
HK$158,819
+HK$9,109/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,420/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,722
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,926
−HK$4,264/mo
Today · 4.125%
HK$165,190
baseline
▲ 0.50% · 4.625%
HK$173,897
+HK$8,707/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,380/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,707 · Scale 2, in force from 26 Feb 2026)