LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,270
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,705
−HK$2,473/mo
Today · 4.125%
HK$83,178
baseline
▲ 0.50% · 4.625%
HK$88,239
+HK$5,061/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,356/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,075
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$89,410
−HK$2,369/mo
Today · 4.125%
HK$91,779
baseline
▲ 0.50% · 4.625%
HK$96,617
+HK$4,838/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,558/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,924
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,846
−HK$2,968/mo
Today · 4.125%
HK$99,814
baseline
▲ 0.50% · 4.625%
HK$105,887
+HK$6,073/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,628/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,489
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,292
−HK$2,843/mo
Today · 4.125%
HK$110,135
baseline
▲ 0.50% · 4.625%
HK$115,940
+HK$5,805/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,270/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,578
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,986
−HK$3,463/mo
Today · 4.125%
HK$116,449
baseline
▲ 0.50% · 4.625%
HK$123,535
+HK$7,086/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,898/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,904
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,174
−HK$3,316/mo
Today · 4.125%
HK$128,490
baseline
▲ 0.50% · 4.625%
HK$135,263
+HK$6,773/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$256,980/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,886
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,268
−HK$4,453/mo
Today · 4.125%
HK$149,721
baseline
▲ 0.50% · 4.625%
HK$158,831
+HK$9,110/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,442/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,734
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,938
−HK$4,264/mo
Today · 4.125%
HK$165,202
baseline
▲ 0.50% · 4.625%
HK$173,910
+HK$8,708/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,404/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,816 · Scale 2, in force from 26 Feb 2026)