LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,271
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,705
−HK$2,474/mo
Today · 4.125%
HK$83,179
baseline
▲ 0.50% · 4.625%
HK$88,240
+HK$5,061/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,358/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,075
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,411
−HK$2,369/mo
Today · 4.125%
HK$91,780
baseline
▲ 0.50% · 4.625%
HK$96,618
+HK$4,838/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,560/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,925
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,847
−HK$2,968/mo
Today · 4.125%
HK$99,815
baseline
▲ 0.50% · 4.625%
HK$105,888
+HK$6,073/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,630/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,491
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,293
−HK$2,843/mo
Today · 4.125%
HK$110,136
baseline
▲ 0.50% · 4.625%
HK$115,941
+HK$5,805/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,272/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,579
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$112,988
−HK$3,463/mo
Today · 4.125%
HK$116,451
baseline
▲ 0.50% · 4.625%
HK$123,536
+HK$7,085/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,902/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,906
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,175
−HK$3,317/mo
Today · 4.125%
HK$128,492
baseline
▲ 0.50% · 4.625%
HK$135,265
+HK$6,773/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$256,984/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,887
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,270
−HK$4,452/mo
Today · 4.125%
HK$149,722
baseline
▲ 0.50% · 4.625%
HK$158,833
+HK$9,111/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,444/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,736
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,939
−HK$4,265/mo
Today · 4.125%
HK$165,204
baseline
▲ 0.50% · 4.625%
HK$173,912
+HK$8,708/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,408/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,831 · Scale 2, in force from 26 Feb 2026)