LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,275
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,710
−HK$2,474/mo
Today · 4.125%
HK$83,184
baseline
▲ 0.50% · 4.625%
HK$88,245
+HK$5,061/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,368/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,080
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,416
−HK$2,369/mo
Today · 4.125%
HK$91,785
baseline
▲ 0.50% · 4.625%
HK$96,623
+HK$4,838/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,570/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,930
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,852
−HK$2,968/mo
Today · 4.125%
HK$99,820
baseline
▲ 0.50% · 4.625%
HK$105,894
+HK$6,074/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,640/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,496
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,299
−HK$2,843/mo
Today · 4.125%
HK$110,142
baseline
▲ 0.50% · 4.625%
HK$115,948
+HK$5,806/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,284/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,585
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$112,994
−HK$3,463/mo
Today · 4.125%
HK$116,457
baseline
▲ 0.50% · 4.625%
HK$123,543
+HK$7,086/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,914/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,912
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,182
−HK$3,317/mo
Today · 4.125%
HK$128,499
baseline
▲ 0.50% · 4.625%
HK$135,272
+HK$6,773/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$256,998/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,895
−HK$8,836/mo
▼ 0.25% · 3.875%
HK$145,278
−HK$4,453/mo
Today · 4.125%
HK$149,731
baseline
▲ 0.50% · 4.625%
HK$158,841
+HK$9,110/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$299,462/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,745
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$160,948
−HK$4,265/mo
Today · 4.125%
HK$165,213
baseline
▲ 0.50% · 4.625%
HK$173,922
+HK$8,709/mo
Deposit HK$3.43M · loan HK$30.89M · min. income ≈ HK$330,426/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,458,912 · Scale 2, in force from 26 Feb 2026)