LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,280
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,715
−HK$2,474/mo
Today · 4.125%
HK$83,189
baseline
▲ 0.50% · 4.625%
HK$88,251
+HK$5,062/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$166,378/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,086
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,422
−HK$2,369/mo
Today · 4.125%
HK$91,791
baseline
▲ 0.50% · 4.625%
HK$96,629
+HK$4,838/mo
Deposit HK$17.16M · loan HK$17.16M · min. income ≈ HK$183,582/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,936
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,858
−HK$2,969/mo
Today · 4.125%
HK$99,827
baseline
▲ 0.50% · 4.625%
HK$105,901
+HK$6,074/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,654/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,503
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,306
−HK$2,843/mo
Today · 4.125%
HK$110,149
baseline
▲ 0.50% · 4.625%
HK$115,955
+HK$5,806/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,298/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,592
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,001
−HK$3,464/mo
Today · 4.125%
HK$116,465
baseline
▲ 0.50% · 4.625%
HK$123,551
+HK$7,086/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,930/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,920
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,190
−HK$3,317/mo
Today · 4.125%
HK$128,507
baseline
▲ 0.50% · 4.625%
HK$135,281
+HK$6,774/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$257,014/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,905
−HK$8,835/mo
▼ 0.25% · 3.875%
HK$145,287
−HK$4,453/mo
Today · 4.125%
HK$149,740
baseline
▲ 0.50% · 4.625%
HK$158,852
+HK$9,112/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$299,480/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,755
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$160,959
−HK$4,265/mo
Today · 4.125%
HK$165,224
baseline
▲ 0.50% · 4.625%
HK$173,933
+HK$8,709/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$330,448/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,008 · Scale 2, in force from 26 Feb 2026)