LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,285
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,720
−HK$2,474/mo
Today · 4.125%
HK$83,194
baseline
▲ 0.50% · 4.625%
HK$88,256
+HK$5,062/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,388/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,091
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,426
−HK$2,370/mo
Today · 4.125%
HK$91,796
baseline
▲ 0.50% · 4.625%
HK$96,635
+HK$4,839/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,592/mo (50% DSR)
Upfront cash ≈ HK$18.62M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,941
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,864
−HK$2,968/mo
Today · 4.125%
HK$99,832
baseline
▲ 0.50% · 4.625%
HK$105,907
+HK$6,075/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,664/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,509
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,312
−HK$2,843/mo
Today · 4.125%
HK$110,155
baseline
▲ 0.50% · 4.625%
HK$115,962
+HK$5,807/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,310/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,598
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,007
−HK$3,464/mo
Today · 4.125%
HK$116,471
baseline
▲ 0.50% · 4.625%
HK$123,558
+HK$7,087/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,942/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,927
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,197
−HK$3,317/mo
Today · 4.125%
HK$128,514
baseline
▲ 0.50% · 4.625%
HK$135,289
+HK$6,775/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$257,028/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,912
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,295
−HK$4,454/mo
Today · 4.125%
HK$149,749
baseline
▲ 0.50% · 4.625%
HK$158,860
+HK$9,111/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$299,498/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,763
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,968
−HK$4,265/mo
Today · 4.125%
HK$165,233
baseline
▲ 0.50% · 4.625%
HK$173,942
+HK$8,709/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$330,466/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,088 · Scale 2, in force from 26 Feb 2026)