LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,288
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,723
−HK$2,474/mo
Today · 4.125%
HK$83,197
baseline
▲ 0.50% · 4.625%
HK$88,259
+HK$5,062/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,394/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,094
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,430
−HK$2,370/mo
Today · 4.125%
HK$91,800
baseline
▲ 0.50% · 4.625%
HK$96,639
+HK$4,839/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,600/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,945
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,867
−HK$2,969/mo
Today · 4.125%
HK$99,836
baseline
▲ 0.50% · 4.625%
HK$105,911
+HK$6,075/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,672/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,513
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,316
−HK$2,844/mo
Today · 4.125%
HK$110,160
baseline
▲ 0.50% · 4.625%
HK$115,966
+HK$5,806/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,320/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,603
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,012
−HK$3,464/mo
Today · 4.125%
HK$116,476
baseline
▲ 0.50% · 4.625%
HK$123,563
+HK$7,087/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,952/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,932
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,202
−HK$3,317/mo
Today · 4.125%
HK$128,519
baseline
▲ 0.50% · 4.625%
HK$135,294
+HK$6,775/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$257,038/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,918
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,301
−HK$4,454/mo
Today · 4.125%
HK$149,755
baseline
▲ 0.50% · 4.625%
HK$158,867
+HK$9,112/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$299,510/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,770
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$160,974
−HK$4,265/mo
Today · 4.125%
HK$165,239
baseline
▲ 0.50% · 4.625%
HK$173,949
+HK$8,710/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$330,478/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,145 · Scale 2, in force from 26 Feb 2026)