LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,290
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$80,725
−HK$2,474/mo
Today · 4.125%
HK$83,199
baseline
▲ 0.50% · 4.625%
HK$88,262
+HK$5,063/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,398/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,097
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$89,433
−HK$2,369/mo
Today · 4.125%
HK$91,802
baseline
▲ 0.50% · 4.625%
HK$96,641
+HK$4,839/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,604/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,948
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,870
−HK$2,969/mo
Today · 4.125%
HK$99,839
baseline
▲ 0.50% · 4.625%
HK$105,914
+HK$6,075/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,678/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,516
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,319
−HK$2,844/mo
Today · 4.125%
HK$110,163
baseline
▲ 0.50% · 4.625%
HK$115,970
+HK$5,807/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,326/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,606
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$113,015
−HK$3,464/mo
Today · 4.125%
HK$116,479
baseline
▲ 0.50% · 4.625%
HK$123,567
+HK$7,088/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$232,958/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,936
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$125,206
−HK$3,317/mo
Today · 4.125%
HK$128,523
baseline
▲ 0.50% · 4.625%
HK$135,298
+HK$6,775/mo
Deposit HK$10.30M · loan HK$24.03M · min. income ≈ HK$257,046/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,922
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$145,305
−HK$4,454/mo
Today · 4.125%
HK$149,759
baseline
▲ 0.50% · 4.625%
HK$158,871
+HK$9,112/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$299,518/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,774
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,979
−HK$4,265/mo
Today · 4.125%
HK$165,244
baseline
▲ 0.50% · 4.625%
HK$173,955
+HK$8,711/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$330,488/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,189 · Scale 2, in force from 26 Feb 2026)