LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,297
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,732
−HK$2,475/mo
Today · 4.125%
HK$83,207
baseline
▲ 0.50% · 4.625%
HK$88,269
+HK$5,062/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,414/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,104
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,440
−HK$2,370/mo
Today · 4.125%
HK$91,810
baseline
▲ 0.50% · 4.625%
HK$96,650
+HK$4,840/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,620/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,956
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,879
−HK$2,969/mo
Today · 4.125%
HK$99,848
baseline
▲ 0.50% · 4.625%
HK$105,923
+HK$6,075/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$199,696/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,525
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,328
−HK$2,844/mo
Today · 4.125%
HK$110,172
baseline
▲ 0.50% · 4.625%
HK$115,980
+HK$5,808/mo
Deposit HK$13.73M · loan HK$20.60M · min. income ≈ HK$220,344/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,615
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$113,025
−HK$3,464/mo
Today · 4.125%
HK$116,489
baseline
▲ 0.50% · 4.625%
HK$123,577
+HK$7,088/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$232,978/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,946
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$125,216
−HK$3,318/mo
Today · 4.125%
HK$128,534
baseline
▲ 0.50% · 4.625%
HK$135,309
+HK$6,775/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,068/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,934
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,318
−HK$4,454/mo
Today · 4.125%
HK$149,772
baseline
▲ 0.50% · 4.625%
HK$158,885
+HK$9,113/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$299,544/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,788
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$160,993
−HK$4,265/mo
Today · 4.125%
HK$165,258
baseline
▲ 0.50% · 4.625%
HK$173,969
+HK$8,711/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$330,516/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,313 · Scale 2, in force from 26 Feb 2026)