LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,301
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,737
−HK$2,474/mo
Today · 4.125%
HK$83,211
baseline
▲ 0.50% · 4.625%
HK$88,274
+HK$5,063/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,422/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,109
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,445
−HK$2,370/mo
Today · 4.125%
HK$91,815
baseline
▲ 0.50% · 4.625%
HK$96,655
+HK$4,840/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,630/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,961
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,884
−HK$2,969/mo
Today · 4.125%
HK$99,853
baseline
▲ 0.50% · 4.625%
HK$105,929
+HK$6,076/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$199,706/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,531
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,334
−HK$2,844/mo
Today · 4.125%
HK$110,178
baseline
▲ 0.50% · 4.625%
HK$115,986
+HK$5,808/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$220,356/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,621
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,031
−HK$3,465/mo
Today · 4.125%
HK$116,496
baseline
▲ 0.50% · 4.625%
HK$123,584
+HK$7,088/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$232,992/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,953
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$125,223
−HK$3,318/mo
Today · 4.125%
HK$128,541
baseline
▲ 0.50% · 4.625%
HK$135,317
+HK$6,776/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,082/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,942
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,326
−HK$4,454/mo
Today · 4.125%
HK$149,780
baseline
▲ 0.50% · 4.625%
HK$158,894
+HK$9,114/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$299,560/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,796
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,002
−HK$4,266/mo
Today · 4.125%
HK$165,268
baseline
▲ 0.50% · 4.625%
HK$173,979
+HK$8,711/mo
Deposit HK$3.43M · loan HK$30.90M · min. income ≈ HK$330,536/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,395 · Scale 2, in force from 26 Feb 2026)