LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,303
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,739
−HK$2,474/mo
Today · 4.125%
HK$83,213
baseline
▲ 0.50% · 4.625%
HK$88,277
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,426/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,111
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,448
−HK$2,370/mo
Today · 4.125%
HK$91,818
baseline
▲ 0.50% · 4.625%
HK$96,658
+HK$4,840/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,636/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,964
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,887
−HK$2,969/mo
Today · 4.125%
HK$99,856
baseline
▲ 0.50% · 4.625%
HK$105,932
+HK$6,076/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$199,712/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,534
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,337
−HK$2,844/mo
Today · 4.125%
HK$110,181
baseline
▲ 0.50% · 4.625%
HK$115,989
+HK$5,808/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$220,362/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,624
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,034
−HK$3,465/mo
Today · 4.125%
HK$116,499
baseline
▲ 0.50% · 4.625%
HK$123,587
+HK$7,088/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$232,998/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,956
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,227
−HK$3,318/mo
Today · 4.125%
HK$128,545
baseline
▲ 0.50% · 4.625%
HK$135,321
+HK$6,776/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,090/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,946
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$145,330
−HK$4,454/mo
Today · 4.125%
HK$149,784
baseline
▲ 0.50% · 4.625%
HK$158,898
+HK$9,114/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,568/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,801
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$161,006
−HK$4,266/mo
Today · 4.125%
HK$165,272
baseline
▲ 0.50% · 4.625%
HK$173,984
+HK$8,712/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,544/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,433 · Scale 2, in force from 26 Feb 2026)