LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,305
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$80,741
−HK$2,474/mo
Today · 4.125%
HK$83,215
baseline
▲ 0.50% · 4.625%
HK$88,279
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,430/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,114
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$89,450
−HK$2,370/mo
Today · 4.125%
HK$91,820
baseline
▲ 0.50% · 4.625%
HK$96,660
+HK$4,840/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,640/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,966
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,889
−HK$2,970/mo
Today · 4.125%
HK$99,859
baseline
▲ 0.50% · 4.625%
HK$105,935
+HK$6,076/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$199,718/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,536
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,340
−HK$2,844/mo
Today · 4.125%
HK$110,184
baseline
▲ 0.50% · 4.625%
HK$115,992
+HK$5,808/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$220,368/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,627
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,037
−HK$3,465/mo
Today · 4.125%
HK$116,502
baseline
▲ 0.50% · 4.625%
HK$123,590
+HK$7,088/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,004/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,959
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,230
−HK$3,318/mo
Today · 4.125%
HK$128,548
baseline
▲ 0.50% · 4.625%
HK$135,324
+HK$6,776/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,096/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,949
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,333
−HK$4,455/mo
Today · 4.125%
HK$149,788
baseline
▲ 0.50% · 4.625%
HK$158,902
+HK$9,114/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,576/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,804
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,010
−HK$4,266/mo
Today · 4.125%
HK$165,276
baseline
▲ 0.50% · 4.625%
HK$173,988
+HK$8,712/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,552/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,470 · Scale 2, in force from 26 Feb 2026)