LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,306
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,742
−HK$2,475/mo
Today · 4.125%
HK$83,217
baseline
▲ 0.50% · 4.625%
HK$88,280
+HK$5,063/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,434/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,115
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,451
−HK$2,371/mo
Today · 4.125%
HK$91,822
baseline
▲ 0.50% · 4.625%
HK$96,662
+HK$4,840/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,644/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,968
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,891
−HK$2,969/mo
Today · 4.125%
HK$99,860
baseline
▲ 0.50% · 4.625%
HK$105,937
+HK$6,077/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$199,720/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,538
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,342
−HK$2,844/mo
Today · 4.125%
HK$110,186
baseline
▲ 0.50% · 4.625%
HK$115,994
+HK$5,808/mo
Deposit HK$13.74M · loan HK$20.60M · min. income ≈ HK$220,372/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,629
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,039
−HK$3,465/mo
Today · 4.125%
HK$116,504
baseline
▲ 0.50% · 4.625%
HK$123,593
+HK$7,089/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,008/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,961
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,232
−HK$3,318/mo
Today · 4.125%
HK$128,550
baseline
▲ 0.50% · 4.625%
HK$135,326
+HK$6,776/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,100/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,951
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,336
−HK$4,454/mo
Today · 4.125%
HK$149,790
baseline
▲ 0.50% · 4.625%
HK$158,905
+HK$9,115/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,580/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,807
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,013
−HK$4,266/mo
Today · 4.125%
HK$165,279
baseline
▲ 0.50% · 4.625%
HK$173,991
+HK$8,712/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,558/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,495 · Scale 2, in force from 26 Feb 2026)