LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,308
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,744
−HK$2,475/mo
Today · 4.125%
HK$83,219
baseline
▲ 0.50% · 4.625%
HK$88,283
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,438/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,117
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,454
−HK$2,370/mo
Today · 4.125%
HK$91,824
baseline
▲ 0.50% · 4.625%
HK$96,664
+HK$4,840/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,648/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,970
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,893
−HK$2,970/mo
Today · 4.125%
HK$99,863
baseline
▲ 0.50% · 4.625%
HK$105,939
+HK$6,076/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,726/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,541
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,344
−HK$2,845/mo
Today · 4.125%
HK$110,189
baseline
▲ 0.50% · 4.625%
HK$115,997
+HK$5,808/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,378/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,632
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,042
−HK$3,465/mo
Today · 4.125%
HK$116,507
baseline
▲ 0.50% · 4.625%
HK$123,596
+HK$7,089/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,014/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,964
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$125,235
−HK$3,319/mo
Today · 4.125%
HK$128,554
baseline
▲ 0.50% · 4.625%
HK$135,330
+HK$6,776/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,108/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,955
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$145,340
−HK$4,454/mo
Today · 4.125%
HK$149,794
baseline
▲ 0.50% · 4.625%
HK$158,909
+HK$9,115/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,588/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,811
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,017
−HK$4,266/mo
Today · 4.125%
HK$165,283
baseline
▲ 0.50% · 4.625%
HK$173,995
+HK$8,712/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,566/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,532 · Scale 2, in force from 26 Feb 2026)