LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,314
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,750
−HK$2,475/mo
Today · 4.125%
HK$83,225
baseline
▲ 0.50% · 4.625%
HK$88,289
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,450/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,123
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,460
−HK$2,370/mo
Today · 4.125%
HK$91,830
baseline
▲ 0.50% · 4.625%
HK$96,671
+HK$4,841/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,660/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,976
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,900
−HK$2,969/mo
Today · 4.125%
HK$99,869
baseline
▲ 0.50% · 4.625%
HK$105,946
+HK$6,077/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,738/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,548
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,352
−HK$2,844/mo
Today · 4.125%
HK$110,196
baseline
▲ 0.50% · 4.625%
HK$116,005
+HK$5,809/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,392/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,639
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,049
−HK$3,465/mo
Today · 4.125%
HK$116,514
baseline
▲ 0.50% · 4.625%
HK$123,604
+HK$7,090/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,028/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,972
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$125,244
−HK$3,318/mo
Today · 4.125%
HK$128,562
baseline
▲ 0.50% · 4.625%
HK$135,339
+HK$6,777/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,124/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,964
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,349
−HK$4,455/mo
Today · 4.125%
HK$149,804
baseline
▲ 0.50% · 4.625%
HK$158,919
+HK$9,115/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,608/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,822
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,027
−HK$4,267/mo
Today · 4.125%
HK$165,294
baseline
▲ 0.50% · 4.625%
HK$174,007
+HK$8,713/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,588/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,629 · Scale 2, in force from 26 Feb 2026)