LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,315
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,751
−HK$2,475/mo
Today · 4.125%
HK$83,226
baseline
▲ 0.50% · 4.625%
HK$88,290
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,452/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,124
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,461
−HK$2,370/mo
Today · 4.125%
HK$91,831
baseline
▲ 0.50% · 4.625%
HK$96,672
+HK$4,841/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,662/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,978
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,901
−HK$2,970/mo
Today · 4.125%
HK$99,871
baseline
▲ 0.50% · 4.625%
HK$105,948
+HK$6,077/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,742/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,549
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,353
−HK$2,845/mo
Today · 4.125%
HK$110,198
baseline
▲ 0.50% · 4.625%
HK$116,006
+HK$5,808/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,396/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,640
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$113,051
−HK$3,465/mo
Today · 4.125%
HK$116,516
baseline
▲ 0.50% · 4.625%
HK$123,606
+HK$7,090/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,032/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,974
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$125,245
−HK$3,319/mo
Today · 4.125%
HK$128,564
baseline
▲ 0.50% · 4.625%
HK$135,341
+HK$6,777/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,128/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,966
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,351
−HK$4,455/mo
Today · 4.125%
HK$149,806
baseline
▲ 0.50% · 4.625%
HK$158,921
+HK$9,115/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,612/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,824
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$161,030
−HK$4,266/mo
Today · 4.125%
HK$165,296
baseline
▲ 0.50% · 4.625%
HK$174,009
+HK$8,713/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,592/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,648 · Scale 2, in force from 26 Feb 2026)