LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,317
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,753
−HK$2,475/mo
Today · 4.125%
HK$83,228
baseline
▲ 0.50% · 4.625%
HK$88,292
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,456/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,127
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,463
−HK$2,371/mo
Today · 4.125%
HK$91,834
baseline
▲ 0.50% · 4.625%
HK$96,675
+HK$4,841/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,668/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,980
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,904
−HK$2,970/mo
Today · 4.125%
HK$99,874
baseline
▲ 0.50% · 4.625%
HK$105,951
+HK$6,077/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,748/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,552
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,356
−HK$2,845/mo
Today · 4.125%
HK$110,201
baseline
▲ 0.50% · 4.625%
HK$116,010
+HK$5,809/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,402/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,644
−HK$6,875/mo
▼ 0.25% · 3.875%
HK$113,054
−HK$3,465/mo
Today · 4.125%
HK$116,519
baseline
▲ 0.50% · 4.625%
HK$123,609
+HK$7,090/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,038/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,977
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,249
−HK$3,319/mo
Today · 4.125%
HK$128,568
baseline
▲ 0.50% · 4.625%
HK$135,344
+HK$6,776/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,136/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,970
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,355
−HK$4,455/mo
Today · 4.125%
HK$149,810
baseline
▲ 0.50% · 4.625%
HK$158,926
+HK$9,116/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,620/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,828
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,034
−HK$4,267/mo
Today · 4.125%
HK$165,301
baseline
▲ 0.50% · 4.625%
HK$174,014
+HK$8,713/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,602/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,691 · Scale 2, in force from 26 Feb 2026)